Finance and Insurance

Finance and Insurance

Finance & Insurance Coverage for The Deschamps-Braly Clinic

Our practice does not contract with any insurance providers. Patients seeking services from our practice are personally and fully responsible for payment of all fees and costs related to your services and medical care.

For patients anticipating insurance coverage for surgery, we appreciate and respect that you may wish to seek insurance reimbursement for the cost of some or all of your procedures. However, please be aware that the terms and conditions of many insurance policies do not recognize coverage, or may exclude coverage for the services provided to you.

We do not bill insurance providers for services rendered, nor are we responsible for any insurance documentation, reimbursement, denials, or appeals. Patients are encouraged to contact their insurance provider directly to verify what out of network coverage, if any, is available to them.

Upon receipt of a deposit for your surgery, our practice may offer to submit a “prior authorization” request to your insurance provider. A “prior authorization” is not a guarantee of payment, therefore, you should have funds available to cover all fees and costs related to your surgery should your request be denied. Patients who receive a prior authorization are still required to pay for their surgery costs in advance. Any reimbursement from the insurance company (if any) would be paid directly to the patient.

Full payment for all procedures and services is due 6 weeks prior to your surgery date. We reserve the right to cancel or re-schedule your surgery if payment is not received upon due date. Surgery that needs to be rescheduled or canceled based on non-payment or other reasons may result in a significant additional cost to you.

Acceptable forms of surgery payment are cash, wire transfer, or cashier’s check. You may use a Visa, Master Card, Discover, or American Express card to pay for your surgery deposit, however, this option is not acceptable for the remaining surgical balance after a deposit is made.

Please be aware that the Deschamps-Braly MD Foundation of Pediatric Craniofacial Maladies–AKA “Happy Skulls”–was an in-network practice that provided services only to children at Children’s Hospital Oakland. It has now been dissolved. This practice was completely independent of his elective surgery practice, the Deschamps-Braly Clinic of Plastic & Craniofacial Surgery.